Real Estate Services, Inc.

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This page was last updated on: 9/15/2008

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Tips for Finding the Right Home for You!

Organization is the key to finding the home you want while spending the least amount of time and energy. Find out how much house you can afford. Do this before you go house-hunting. AAA can refer you to a loan officer who can help you determine how much of a down payment you can afford, along with a monthly payment you qualify for.

Pull a credit report on yourself and make sure the information is accurate. If you find any errors take steps to correct them immediately.

Save money - you'll need to have cash on hand for a down payment and closing costs.

Don't incur any additional debt. Pay down your credit cards - and don't apply for any new ones. Don't make any major purchases on credit - buy the furniture or car later.

Make a list of everything you want in a home. Is a master suite important? How many bathrooms? What about closet space? Do you need a yard for the kids and pets to play in? How about a fireplace or a bay window? Do you prefer a ranch or multiple-story house? Are schools or access to shopping important?

Separate the essentials from the items you could do without and put them on the "A" list. Prioritize the rest of the items into a second and third list in order of importance. The AAAagent will then go over the list with you to be clear on what you want and need in your new home.

Keep good notes as we look at homes. After a while, it becomes difficult to remember which features belong to what home.  It is recommended to not look at more than eight houses in one day.

When selecting a home, look beyond cosmetics. Make sure the home is in good physical condition and that you understand the cost of repairs.

Look at additional homes, even if you love the first one you see. Many times, it takes looking at several homes before you find the one that is really right for you.

Your AAA agent, will check with you regularly, even if you haven't found a house that suits your needs. Keeping in contact with you allows us to establish a good rapport, and helps us to learn how to help you effectively. We will continue to be on the lookout for homes that suit your needs.